viewer visited from 18th April, 2021 to till now

EFFECTIVE FROM: AUGUST 01, 2022


A. Pre Disbursement Cottage Micro Small Medium Corporate Home Loan
Application Fee (VAT inclusive) Tk. 200 Tk. 200 Tk. 200 Tk. 200 Tk. 200 Tk. 200
Origination Cost: New Loan Application
a. Processing Cost (VAT applicable) At Actual At Actual At Actual At Actual At Actual At Actual
b. Documentation Cost (Reimbursement) At Actual At Actual At Actual At Actual At Actual At Actual
Origination Cost:Facility Renewal*
a. Processing Cost (VAT applicable) At Actual At Actual At Actual At Actual At Actual At Actual
b. Documentation Cost (Reimbursement) At Actual At Actual At Actual At Actual At Actual At Actual
Legal and Valuation Fee At Actual
CIB Inquiry Charge (Reimbursement) At Actual
Insurance Cost As per prevailing premium rate provided by the insurance company
  • *Renewal Processing Cost for PDF facility is Not Applicable, if Sanction limit is tagged with a Credit-Sale Financing (CSF) facility limit.
B. Post Disbursement
Late Payment Charge* Prevailing Interest Rate Plus 2%
Early Settlement Fee (VAT applicable)** 2% on the Settled Principal Amount
Photocopy of Land Documents At Actual
Photocopy of Agreement Papers At Actual
Collection Charge Reimbursement (after cancellation of CSF facility/ Debtor)*** At Actual
Asset Transfer Documentation Cost Reimbursement At Actual
  • * Late Payment Charge is Not Applicable for Credit-Sale Financing facility.
  • ** Early Settlement Fee is Not Applicable for Micro and Cottage as per Bangladesh Bank definition. It is also not applicable for Working Capital Solutions.
  • ** Early Settlement of Home Loan facility is allowed after 6 (six) months from the date of facility execution.
  • *** Collection Charge Reimbursement is only applicable for Credit-Sale Financing facility.
C. Statement Issue Cost
Any Certificate/Statement/Letter First Time: Free Repeat Issue: Free
D. Cost Reimbursement
Disbursement Processing
Cost
Record Maintenance Cost
Per Month
Invoice Processing and
Collection Cost
Temporary Limit
Enhancement Cost
Revolving Loan 0.01%-0.05%* N/A N/A N/A
Pre-Delivery Financing (PDF) 0.10%-0.30%* N/A N/A N/A
Credit-Sale Financing (CSF)**** 0.01%-0.10%* Tk. 100 Per Debtor** 0.20%-0.50%*** At Actual
Distributor Finance 0.20%-0.30%* N/A N/A N/A
  • * Disbursement Processing Cost reimbursement is applicable on each disbursement amount.
  • ** ecord Maintenance Cost Reimbursement for a Credit-Sale Financing facility is minimum Tk. 300 and maximum Tk. 1,500 per month.
  • *** Invoice Processing Cost reimbursement is applicable on the Invoice Value
  • **** The aggregate amount of Disbursement Processing Cost reimbursement and Invoice Processing & Collection Cost reimbursement must not be less than 0.21%.
E. Duties, Taxes, Charges & Levies
As per prevailing regulations of NBR, Bangladesh Bank and Government directives.