| Application Fee |
BDT 200 plus VAT |
| CIB Inquiry Cost Reimbursement |
At actual |
| Transaction Cost Reimbursement |
RTGS cost for fund disbursement – At actual
MFS cost reimbursement – At actual |
| Processing Fee for Business Loan – VAT applicable |
| Client size |
The fee to be applied on the sanction limit |
| Cottage |
At actual |
| Micro |
At actual |
| Small |
At actual |
| Medium |
At actual |
| Large |
At actual |
|
| Processing Fee for Home Loan – VAT applicable |
| Demographic |
Applied on sanction limit |
| Any |
At actual |
|
| Documentation cost reimbursement |
| Sanction Letter and Agreement Paper (where applicable) |
Amount in BDT |
| Lease facility documentation and stamp cost |
At actual |
| Loan facility documentation and stamp cost |
At actual |
| Home loan documentation and stamp cost |
At actual |
| Security documentation (where applicable) |
Amount in BDT |
| Cost for each vehicle lease finance (including vendor commission) |
At actual |
| Cost for each personal guarantor (including vendor commission) |
At actual |
| Cost for each corporate guarantor (including vendor commission) |
At actual |
| Cost for each lien letter (including vendor commission) |
At actual |
| Cost for each mortgage & IGPA deed preparation |
At actual |
| Cost for each Redemption & Revocation deed preparation |
At actual |
Note: Any facility change, such as ownership change, legal status change, loan facility change, reschedule or limit enhancement, etc., shall be subject to the norms of new loan facility sanction documentation costs.
|
| Initial legal vetting cost reimbursement for mortgage security - before sanction (if applicable) |
| Vetting cost of proposed mortgage security documents |
At actual |
| Additional amount for each extra title deed during the vetting process |
At actual |
|
| Initial legal cost reimbursement for valuation of mortgage security collateral – before |
| Valuation cost of proposed mortgage security collateral |
At actual |
|
| Title search cost for mortgage security – before disbursement (if applicable): |
| Searching for freehold property – title search of mutation khatian with DCR, land tax and title deed |
At actual |
| Searching for leasehold property - title search of mutation khatian with DCR, land tax, title deed and sale/ mutation/ mortgage permission letter |
At actual |
| For searching, additional amount to be paid for each extra title deed/ mutation khatian with DCR and land tax* |
At actual |
| Conveyance Cost (In all applicable Cases) |
At actual |
|
| Original Deed withdrawal/handling cost |
| Legal cost for each Original deed withdrawal/handling |
At actual |
|
| Stamp cost reimbursement for mortgage security – before disbursement (if applicable) |
| Sl. |
Stamp Cost applicable for Mortgage Security Creation |
Cost per Instrument in BDT |
| A |
Original Mortgage Deed stamp cost |
At actual |
| B |
Original IGPA deed stamp cost |
At actual |
| C |
Original Redemption Deed stamp cost |
At actual |
| D |
Original Revocation Deed stamp cost |
At actual |
| E |
Certified Mortgage and IGPA Deed stamp costs |
At actual |
| F |
Certified Redemption and Revocation Deed stamp costs |
At actual |
| G |
Non-judicial stamp worth BDT 10 or 20/
Cartridge paper to be used for additional pages |
At actual |
| H |
Commission of vendor on stamp paper and additional cartridge paper (10%) |
At actual |
|
Total |
At actual |
|
| Insurance Cost: |
As per the prevailing premium rate provided by the insurance company.
|
| Credit Guarantee Scheme (CGS) Cost Reimbursement |
| For the first year (Applicable on the loan sanction amount) |
0.50% |
| For 2nd year till maturity (Applicable on the principle outstanding balance) |
0.50% |
|
