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Mr Kenneth Byron Coombs represents Lawrie Group Plc UK on the Board of Directors of United Finance Limited. He is also the Chief Executive Officer (CEO) of Camellia Plc UK, the holding company of Lawrie Group Plc UK, a position he assumed on 25 September 2023. Prior to this role, Mr Coombs served as CEO of Duncan Lawrie Private Banking Group from 2014 until its sale in 2017, after which he took on the role of Investment Director for the Group.
Mr Coombs has over 34 years of extensive experience in the financial and investment management sectors. He has held key positions at several prominent financial institutions, including Lloyds Bank Plc, Merrill Lynch, Citi Private Bank, and RBS Wealth Management, all based in the UK.
Between 2012 and 2024, Mr Coombs served as a Non-Executive Director for Coutts Multi-Asset Fund Ltd, Dublin, and Deutsche Trust Company Limited. Additionally, he served as an Independent Director at Deutsche Bank UK Limited, where he chaired the Equity Derivatives Risk & Compliance Committee, and at Julius Baer International Limited, where he was Chairman of the Risk and Audit Committee and a member of the Remuneration Committee. Mr Coombs also held an advisory position with Record Plc, Windsor, UK.
Mr Coombs earned his graduation degree from the University of Leicester, UK. He further advanced his expertise through the Investment Management Programme at the London Business School and the Advanced Management Programme at Harvard Business School.
Mr Kenneth Byron Coombs represents Lawrie Group Plc UK on the Board of Directors of United Finance Limited. He is also the Chief Executive Officer (CEO) of Camellia Plc UK, the holding company of Lawrie Group Plc UK, a position he assumed on 25 September 2023. Prior to this role, Mr Coombs served as CEO of Duncan Lawrie Private Banking Group from 2014 until its sale in 2017, after which he took on the role of Investment Director for the Group.
Mr Coombs has over 34 years of extensive experience in the financial and investment management sectors. He has held key positions at several prominent financial institutions, including Lloyds Bank Plc, Merrill Lynch, Citi Private Bank, and RBS Wealth Management, all based in the UK.
Between 2012 and 2024, Mr Coombs served as a Non-Executive Director for Coutts Multi-Asset Fund Ltd, Dublin, and Deutsche Trust Company Limited. Additionally, he served as an Independent Director at Deutsche Bank UK Limited, where he chaired the Equity Derivatives Risk & Compliance Committee, and at Julius Baer International Limited, where he was Chairman of the Risk and Audit Committee and a member of the Remuneration Committee. Mr Coombs also held an advisory position with Record Plc, Windsor, UK.
Mr Coombs earned his graduation degree from the University of Leicester, UK. He further advanced his expertise through the Investment Management Programme at the London Business School and the Advanced Management Programme at Harvard Business School.
Mr. Ormaan Rafay Nizam represents National Brokers Limited on the Board of United Finance. He is also a member of the Board Audit Committee.
Mr. Nizam is the Managing Director of National Brokers Limited. He has over 30 years of experience in tea broking. He joined National Brokers in 1991, became its Director in 2000.
He is associated with various social activities and is actively involved in Bhatyari Golf and Country Club. He is also the Honorary Consul of France in Chattogram.
Mr. Nizam graduated from University of Chattogram and obtained B.Sc. degree from the London School of Economics.
Mr. Ormaan Rafay Nizam represents National Brokers Limited on the Board of United Finance. He is also a member of the Board Audit Committee.
Mr. Nizam is the Managing Director of National Brokers Limited. He has over 30 years of experience in tea broking. He joined National Brokers in 1991, became its Director in 2000.
He is associated with various social activities and is actively involved in Bhatyari Golf and Country Club. He is also the Honorary Consul of France in Chattogram.
Mr. Nizam graduated from University of Chattogram and obtained B.Sc. degree from the London School of Economics.
Mr. Imran Ahmed represents Camellia Duncan Foundation on the Board of Directors of United Finance Limited. He is the Executive Chairman of Duncan Brothers group.
In 2001, he joined Duncan Brothers group of companies and has been a Director in Surmah Valley Tea Co. Limited, The Lungla (Sylhet) Tea Co. Limited, The Allynugger Tea Co. Limited, Amo Tea Co. Limited, The Chandpore Tea Co. Limited, The Mazdehee Tea Co. Limited, Eastland Camellia Limited, Octavius Steel & Co. of BD Limited, Chittagong Warehouse Limited, Duncan Products Limited and Duncan Properties Limited.
Mr. Ahmed started his career at Tea Holdings Limited in 1975. He joined Grindlays Bank Limited in 1980 and in his more than 20 years’ association with the Bank, he held various positions including being a member of the Management Committee of the Bank. He is associated with the Bangladesh Tea Association, British Business Group, Foreign Investors' Chamber of Commerce & Industry, International Chamber of Commerce, Metropolitan Chamber of Commerce and Industry, Bangladesh Employer’s Federation, Federation of Bangladesh Chambers of Commerce & Industries, and Shippers’ Council of Bangladesh. Mr. Ahmed graduated from the University of Dhaka.
Mr. Imran Ahmed represents Camellia Duncan Foundation on the Board of Directors of United Finance Limited. He is the Executive Chairman of Duncan Brothers group.
In 2001, he joined Duncan Brothers group of companies and has been a Director in Surmah Valley Tea Co. Limited, The Lungla (Sylhet) Tea Co. Limited, The Allynugger Tea Co. Limited, Amo Tea Co. Limited, The Chandpore Tea Co. Limited, The Mazdehee Tea Co. Limited, Eastland Camellia Limited, Octavius Steel & Co. of BD Limited, Chittagong Warehouse Limited, Duncan Products Limited and Duncan Properties Limited.
Mr. Ahmed started his career at Tea Holdings Limited in 1975. He joined Grindlays Bank Limited in 1980 and in his more than 20 years’ association with the Bank, he held various positions including being a member of the Management Committee of the Bank. He is associated with the Bangladesh Tea Association, British Business Group, Foreign Investors' Chamber of Commerce & Industry, International Chamber of Commerce, Metropolitan Chamber of Commerce and Industry, Bangladesh Employer’s Federation, Federation of Bangladesh Chambers of Commerce & Industries, and Shippers’ Council of Bangladesh. Mr. Ahmed graduated from the University of Dhaka.
Mr. A. F. Nesaruddin represents Surmah Valley Tea Company Limited on the Board of United Finance.
Mr. Nesaruddin is a Senior Partner of Hoda Vasi Chowdhury & Co., Chartered Accountants. He has more than 35 years of experience in statutory audits including audits of listed companies, taxation, corporate due diligence and business advisory services as well as group audits for multinational corporations.
Mr. Nesaruddin has served as member and Director in various government organisations, listed company, banks and other capital market intermediary entities.
He completed his Masters in Finance with Honours from the University of Dhaka. He is a Fellow of the Institute of Chartered Accountants of Bangladesh (ICAB) and past President of the Institute. He is also a Fellow of the Institute of Chartered Secretaries of Bangladesh (ICSB).
Mr. A. F. Nesaruddin represents Surmah Valley Tea Company Limited on the Board of United Finance.
Mr. Nesaruddin is a Senior Partner of Hoda Vasi Chowdhury & Co., Chartered Accountants. He has more than 35 years of experience in statutory audits including audits of listed companies, taxation, corporate due diligence and business advisory services as well as group audits for multinational corporations.
Mr. Nesaruddin has served as member and Director in various government organisations, listed company, banks and other capital market intermediary entities.
He completed his Masters in Finance with Honours from the University of Dhaka. He is a Fellow of the Institute of Chartered Accountants of Bangladesh (ICAB) and past President of the Institute. He is also a Fellow of the Institute of Chartered Secretaries of Bangladesh (ICSB).
Mr. M. M. Alam is an Independent Director on the Board of United Finance.
Mr. Alam has over 40 years of experience in marketing, banking and financial services. He served as the Managing Director of United Finance, then known as United Leasing Company Limited from 1995 to 2005. He was an Independent Director of United Insurance Company Limited from 2012 to 2018.
He obtained M. A. in Economics from University of Dhaka and an MBA from American University of Beirut. Mr. Alam is a member of the Canadian Institute of Chartered Accountants (CICA).
Mr. M. M. Alam is an Independent Director on the Board of United Finance.
Mr. Alam has over 40 years of experience in marketing, banking and financial services. He served as the Managing Director of United Finance, then known as United Leasing Company Limited from 1995 to 2005. He was an Independent Director of United Insurance Company Limited from 2012 to 2018.
He obtained M. A. in Economics from University of Dhaka and an MBA from American University of Beirut. Mr. Alam is a member of the Canadian Institute of Chartered Accountants (CICA).
Mr. Mohammad Rafiqul Islam was appointed as the Managing Director of United Finance Limited in November 2023.
Prior to his appointment, he served as Deputy Managing Director and Chief Operating Officer of Standard Bank Limited.
Mr. Islam has over 26 years of experience in the banking and financial industry. He started his Banking career with Dhaka Bank Limited in 1997 and has vast management experience as he held various senior management positions in Citi Bank N.A., Standard Chartered Bank and Dhaka Bank Limited for more than 24 years. He also held the Deputy Managing Director position at Bangladesh Finance for more than 2 years.
Mr. Islam did his MBA from IBA of University of Dhaka. He is a certified credit professional from Omega UK and Moodys.
Mr. Mohammad Rafiqul Islam was appointed as the Managing Director of United Finance Limited in November 2023.
Prior to his appointment, he served as Deputy Managing Director and Chief Operating Officer of Standard Bank Limited.
Mr. Islam has over 26 years of experience in the banking and financial industry. He started his Banking career with Dhaka Bank Limited in 1997 and has vast management experience as he held various senior management positions in Citi Bank N.A., Standard Chartered Bank and Dhaka Bank Limited for more than 24 years. He also held the Deputy Managing Director position at Bangladesh Finance for more than 2 years.
Mr. Islam did his MBA from IBA of University of Dhaka. He is a certified credit professional from Omega UK and Moodys.
Mr. A.F.M.M. Samad Choudhury represents United Insurance Company Limited on the Board of United Finance.
Mr. Choudhury joined Duncan Brothers group of companies in 1991 and is currently involved in procurement and operations within the Group.
In his early professional life, he worked for Navana Limited, Bangladesh Agricultural Development Corporation (BADC) and Bangladesh Railway under Ministry of Communications, Bangladesh Government.
He is a Mechanical Engineer, graduated in 1976 and had Advanced Training on Transport in Germany, attached with German Federal Railways under GTZ International Scholarship Programme. Mr. Choudhury is a Fellow of the Institute of Engineers, Bangladesh (IEB) and is the Convener of Import & Supplies Sub- Committee of Bangladesh Tea Association.
Mr. A.F.M.M. Samad Choudhury represents United Insurance Company Limited on the Board of United Finance.
Mr. Choudhury joined Duncan Brothers group of companies in 1991 and is currently involved in procurement and operations within the Group.
In his early professional life, he worked for Navana Limited, Bangladesh Agricultural Development Corporation (BADC) and Bangladesh Railway under Ministry of Communications, Bangladesh Government.
He is a Mechanical Engineer, graduated in 1976 and had Advanced Training on Transport in Germany, attached with German Federal Railways under GTZ International Scholarship Programme. Mr. Choudhury is a Fellow of the Institute of Engineers, Bangladesh (IEB) and is the Convener of Import & Supplies Sub- Committee of Bangladesh Tea Association.
