| Application Fee |
BDT 200 plus VAT |
| CIB Inquiry Cost Reimbursement |
At actual |
| Transaction Cost Reimbursement |
RTGS cost for fund disbursement – At actual |
| Processing Fee for Business Loan (Except Women Entrepreneurs) – VAT applicable |
| Client size |
The fee to be applied on the sanction limit |
| Cottage |
At actual |
| Micro |
At actual |
| Small |
At actual |
| Medium |
At actual |
| Large |
At actual |
|
| Processing Fee for Business Loan (Only Women Entrepreneurs) – VAT applicable |
| Client size |
The fee to be applied on the sanction limit |
| Cottage |
At actual |
| Micro |
At actual |
| Small |
At actual |
| Medium |
At actual |
| Large |
At actual |
|
| Processing Fee for Home Loan – VAT applicable |
| Demographic |
Applied on sanction limit |
| Any |
At actual |
|
| Documentation cost reimbursement:* |
| Sanction Letter and Agreement Paper (where applicable) |
Amount in BDT |
| Lease facility documentation and stamp cost |
At actual |
| Loan facility documentation and stamp cost |
At actual |
| Home loan documentation and stamp cost |
At actual |
| Restructure/ reschedule documentation and stamp cost |
At actual |
| Security documentation (where applicable) |
Amount in BDT |
| Cost for each vehicle lease finance (including vendor commission) |
At actual |
| Cost for each personal guarantor (including vendor commission) |
At actual |
| Cost for each corporate guarantor (including vendor commission) |
At actual |
| Cost for each lien letter (including vendor commission) |
At actual |
| Cost for each mortgage & IGPA deed preparation |
At actual |
| Cost for each Redemption & Revocation deed preparation |
At actual |
Note: Any facility change, such as ownership change, legal status change, loan facility change, limit enhancement, etc., shall be subject to the norms of new loan facility sanction documentation costs.
|
| Supervision Charge - VAT applicable: |
- Maximum 1.00% per annum on the initial outstanding balance.
- Applicable on the CMSME borrowers; not applicable to the Home Loan facility.
- To be imposed on a yearly basis during the loan facility tenure. However, in the event of adjustment during the interim period, proposed charges calculation shall be proportional.
- Compounding interest calculation is not allowed.
- Charges shall be collected once a year.
|
| Initial legal fee for vetting of mortgage security – before sanction (if applicable): |
| Vetting cost of proposed mortgage security documents |
At actual |
|
| Title search cost for mortgage security – before disbursement (if applicable): |
| Searching for freehold property – title search of mutation khatian with DCR, land tax and title deed |
At actual |
| Searching for leasehold property - title search of mutation khatian with DCR, land tax, title deed and sale/ mutation/ mortgage permission letter |
At actual |
| For searching, additional amount to be paid for each extra title deed/ mutation khatian with DCR and land tax* |
At actual |
|
| Initial legal fee for vetting of mortgage security – before sanction (if applicable): |
| Sl. |
Stamp Cost applicable for Mortgage Security Creation |
Cost per Instrument in BDT |
| A |
Original mortgage deed stamp cost |
At actual |
| B |
Original IGPA deed stamp cost |
At actual |
| C |
Original redemption deed stamp costs |
At actual |
| D |
Original revocation deed stamp costs |
At actual |
| E |
Certified mortgage and IGPA deed stamp costs |
At actual |
| F |
Certified redemption and revocation deed stamp costs |
At actual |
| G |
Non-judicial stamp or cartridge paper to be used for additional pages |
At actual |
| H |
Commission of vendor on stamp paper and additional cartridge paper |
At actual |
|
Total |
At actual |
|
| Insurance Cost: |
As per the prevailing Premium Rate provided by the Insurance Company.
|
