Mr. Mohammad Rafiqul Islam was appointed as the Managing Director of United Finance Limited in November 2023.
Prior to his appointment, he served as Deputy Managing Director and Chief Operating Officer of Standard Bank Limited.
Mr. Islam has over 26 years of experience in the banking and financial industry. He started his Banking career with Dhaka Bank Limited in 1997 and has vast management experience as he held various senior management positions in Citi Bank N.A., Standard Chartered Bank and Dhaka Bank Limited for more than 24 years. He also held the Deputy Managing Director position at Bangladesh Finance for more than 2 years.
Mr. Islam did his MBA from IBA of University of Dhaka. He is a certified credit professional from Omega UK and Moodys.
Mohammed Abul Ahsan
Deputy Managing Director
Mohammed Abul Ahsan is serving as the Deputy Managing Director (DMD) of United Finance Limited. He has served as the Acting Managing Director for 14 months.
He has over 20 years of professional experience in the financial sector with extensive contributions in Financial Products and Services, Risk Management, Branch Management, Product Development, System Development, SME Financing, Business Process Re-engineering, Project Management, Technology Implementation & Automation and Human Resources.
Mr. Ahsan joined United Finance in 2002 and served as the Head of Credit Risk & MIS, Head of Credit, Head of Small Business, Head of Risk Management, Head of Human Resources, Head of Business Development, Chief Customer Service Officer, Chief Business Officer and Chief Transformation Officer. Mr. Ahsan also worked in Sun Life Financial, Waterloo, Ontario, Canada (from 2014-2018) in Wholesale New Business Operations Team as Case Manager (Asian Market- part of the Global Operations Team). He also worked in the Dealer Operations Team of Sun Life Financial covering GIC, Mutual Funds and Segregated Fund.
Mr. Ahsan completed his Hons in Economics from the University of Dhaka. He also completed his two master's degrees in Economics and Health Economics from the same university. He has attained Certification in Canadian Securities and also received several trainings from renowned domestic and international institutions.
Khandaker Tanbir Islam
Chief Risk Officer
Mr. Khandaker Tanbir Islam joined United Finance in 2004. He has been assigned to his current role since September 2019. In addition, he is responsible for managing Credit, Compliance, Internal Audit, Business Process Reengineering, MIS and Business Analytics.
Mr. Islam started his professional career with United Finance and has over 18 years of experience in the financial sector. He was engaged in multiple roles throughout his service, including customer service, risk management, SME marketing, product development and training. The knowledge and experiences gathered from eclectic services allowed him to contribute to United Finance's risk management effectively.
Mr. Islam holds an MBA in Finance and a BBA in Finance & Banking from the University of Dhaka.
Md. Enayet Latif
Head of Branch Management
Md. Enayet Latif is presently serving as the Head of Branch Management of United Finance Limited where he has been employed since 2015. He is a highly experienced professional with over 30 years of work experience. Before his current role, Mr Latif was the Head of Monitoring and Collections at the Company.
Prior to joining United Finance, he served in Bangladesh Army as commissioned officer for more than 23 years at home and abroad with a progressively responsible experience in diverse fields such as security, intelligence, administration, Human resources, Logistics, operations, training and command. He successfully completed peacekeeping operation missions under the United Nations umbrella in Sierra Leone in 2001 and in DR Congo in 2011.
In addition to his professional experience, Mr Latif achieved an MBA from Royal Roads University in Canada and a Bachelor of Arts degree from the University of Chittagong. He also has a professional certificate in personnel management from the Bangladesh Institute of Management.
Md. Mahabubur Rahman Khan
Chief Business Officer
Md. Mahabubur Rahman Khan is the Chief Business Officer of United Finance Limited. He joined the Company in 2009 and served in various capacities including Head of Corporate and SME Financing. Mr. Khan has over 15 years of work experience with expertise in developing effective business strategies and efficient human resources. He is an experienced leader with a successful track record in Corporate and SME financing including sales & marketing activities.
Mr Khan holds an MBA in Marketing as well as BBA in Marketing from the University of Dhaka. During his career, he attended various domestic and foreign training and workshops on Leadership, Risk Management, Factoring and various other aspects which geared up his professional development.
Chief Financial Officer
Mr. Lingkon Mondal, FCA is the Chief Financial Officer of United Finance Limited. He joined the Company in May 2023. Mr. Mondal has more than 15 years of professional experience in the industry in various capacities. He started his career with KPMG Bangladesh in 2008, and after being qualified as Chartered Account he joined Prime Finance & Investment Limited as Assistant Vice President in 2011. Later, Mr. Mondal joined IPDC Finance as Chief Financial Officer (CFO) and he also worked as Chief Financial Officer (CFO) of Industrial and Infrastructure Development Finance Company Limited (IIDFC) till 2023. He has a very good track record and achievement history throughout his career, and he led many departments and teams for achieving numerous awards within and outside of the country.
Mr. Mondal holds an MBA in AIS as well as a BBA from the University of Dhaka. He is a qualified Fellow Chartered Accountant and member of the Institute of Chartered Accountants of Bangladesh (ICAB) and a qualified Chartered Secretary from ICSB. He is also working as a Faculty Member of ICAB from the very beginning of his qualification as a Chartered Accountant. During his career, he has attended numerous domestic training, workshops, seminars and conferences and also attended training and workshops in Sri Lanka, India, Thailand, etc.
Sharmi Noor Nahar
Ms. Sharmi Noor Nahar is the Company Secretary of United Finance Limited. She joined the Company in 1997 and has over 25 years of professional experience.
Throughout her career, Ms. Nahar has gained a wealth of knowledge and experience in the field of Board Secretariat.
Ms. Nahar is an Associate Chartered Secretary of the Institute of Chartered Secretaries of Bangladesh (ICSB) and past Chairperson of the Women Development Committee of the ICSB. She completed her M.Com in Management from the National University and B.Com in Management from the University of Dhaka.
Zia Ul Alam Chowdhury
Head of Special Asset Management
Mr. Zia Ul Alam Chowdhury is the Head of Special Assets Management of United Finance Limited. He joined United Finance in 1998 and has over 27 years of extensive experience in operations, financing short-term products including factoring of accounts receivable, monitoring & collection and special asset management.
Mr. Chowdhury worked briefly at Standard Chartered Bank, where he was involved in SME Banking.
Mr. Chowdhury holds an MBA in Finance and Banking from the International Islamic University in Chittagong, and a Bachelor’s Degree in Law from Southeast University. He has also participated in various domestic and foreign training, workshops and seminars on Credit Skill Assessment, Arbitration, International Factoring and Leadership.
Mr. Sushil Kumar Mondal is the Chief Anti-Money Laundering Compliance Officer of United Finance Limited.
Mr. Mondal started his career with United Finance in 2008 and has over 14 years of practical banking experience in the field of Credit, Collections, MIS, Audit & Compliance, Risk Management, Finance and Accounts, System Development and Operations. He has worked in Credit, Collections, MIS, and Advisory Services at United Finance, prior to becoming the Department Head of Portfolio Analytics & MIS. He was appointed as the Head of Internal Control and Compliance of United Finance by the Board of Directors in 2019.
Mr. Mondal completed his BBA in Finance from Khulna University and MBA in Accounting and Information Systems from the University of Dhaka. He is also a Certified Expert in Risk Management (CERM). He has participated in various types of Training, Seminar and Workshop including AML/CFT both inside and outside the country during his career with United Finance.
Head of Human Resources
Mr. Rahat Amjad is presently serving as the Head of Human Resources at United Finance where he started his career in 2012. Before his current role, Mr. Amjad was leading the Business Solutions Department.
After completing his graduation in Business Administration from East West University, Mr Amjad joined United Finance in the Credit department. After working with Short Term Financing products he later took the lead of Distributor Financing Products. He was later appointed as Head of Credit in 2017.
Mr Amjad has worked in insurtech, digital financial services for several banks and NBFI during 2020 and 2021 from a renowned Information Technology Group.