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PRODUCT FEATURES

  • Make an initial deposit from Tk. 50,000 to Tk. 10,000,000
  • Pay from Tk. 5,000 to Tk. 1,000,000 per month
  • Hold for 3 years up to 7 years
  • Become a Millionaire at maturity

Why Choose United Finance

CUSTOMIZED DEPOSIT FACLITY

A wide range of deposit products and services to choose from monthly savings and term deposit schemes

SMART INVESTMENT

Quick loan against deposit facility and Auto renewal option and Electronic fund transfer helps in reducing your effort.

DOORSTEP ASSISTANCE

Impeccable service through a network of 23 branch offices and more than 300 employees across the country.

IN OPERATION SINCE 1989

Operating for more than 2 decades, with reputation, in the financial industry of Bangladesh.

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The Millionaire Plus Scheme can be opened by any Bangladeshi citizen who is 18 years of age. If one of the applicants is a Minor (below 18 years of age), the other applicant must be an adult.

In case one of the applicants is a Minor (below 18 years of age) who does not have an NID, a copy of Birth Certificate attested along with a coloured photograph has to be provided.

Yes. In this case the account can be operated by either of the two depositors or jointly

Yes, it is mandatory for depositors to name a nominee in case of death or mental incapacity.

Yes. However in case of the death of the depositor before the nominee has become an adult, the legal guardian of the minor nominee will be paid the encashment proceeds of the deposit.

If the depositor is the sole applicant, then the adult nominee (or legal guardian of the minor nominee) of the account can claim the deposit. In case of deposits in joint names, it is recommended that each applicant appoint the other as nominee in case of death to avoid legal complications. If both applicants die then the legal heirs of the depositors can claim the deposit amount.

No, if the applicant(s) is/are living at the time of maturity of the deposit, payment will be issued in the name(s) of the depositor(s).

Yes, you can authorize a third party to operate your account. However, the third party will not be entitled to receive payment of the encashment proceeds and cannot apply for a Quick Loan Facility against your deposit.

Please submit a completed SERVICE REQUEST FORM along with the Account Opening Acknowledgement duly signed at the back to our Deposit Associate or at your nearest United Finance branch. For any assistance please contact our Customer Service Department at 16354.

No, your deposit account cannot be converted to another scheme before maturity.

Yes, you can take a Quick Loan against your Millionaire Plus Scheme. Please contact our Customer Service department at 16354 or your nearest United Finance branch for assistance.

Yes. Please contact our Customer Service department at 16354 or your nearest United Finance branch for assistance.

Deductions will be made for as per United Finance’s published Schedule of Fees and Charges and any Government prescribed taxes and duty applicable to deposit accounts.

Yes, Please contact our Customer Service department at 16354 or your nearest United Finance branch for assistance.

The interest rate in this case will be 4% per annum if encashed after 3 months from account opening date but before maturity.

We will adjust your next payment with the missed monthly payment. If three monthly installments are not paid on the due dates, the deposit will become dormant and any payment made by you afterwards will not be applied to your Millionaire Plus Scheme.

No further interest will accrue on your Millionaire Plus Scheme after the maturity date but you will be able to encash the deposit at your convenience after your return to Bangladesh.

Required Documents

  • Completed Account Opening Form
  • Copy of National ID, Passport or Driving License (of the applicant, co-applicant and nominee)
  • One recent colour photograph (of the applicant, co applicant and nominee)
  • Copy of E-TIN certificate if tax payer

Account Opening Procedure

  • Provide completed Account Opening Form with all required documents; pay your initial deposit by EFT, RTGS, personal cheque or pay order and provide payment details to our Deposit Associate or your nearest United Finance branch.
  • Once your initial deposit has cleared, an Account Opening Acknowledgement receipt will be issued for delivery or pick up
  • Please contact our Customer Service at 16354 for further details.

Why Choose United Finance

CUSTOMIZED DEPOSIT FACLITY

A wide range of deposit products and services to choose from monthly savings and term deposit schemes

SMART INVESTMENT

Quick loan against deposit facility and Auto renewal option and Electronic fund transfer helps in reducing your effort.

DOORSTEP ASSISTANCE

Impeccable service through a network of 23 branch offices and more than 300 employees across the country.

IN OPERATION SINCE 1989

Operating for more than 2 decades, with reputation, in the financial industry of Bangladesh.

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