OPERATING RESULTS


OPERATING RESULT (IN MILLION BDT) Year 2019 Year 2018 Year 2017 Year 2016 Year 2015
Net Operating Income 1059 1131 969 975 953
Profit Before Tax 385 473 408 468 523
Provision for tax 141 197 152 155 180
Profit After Tax 245 277 256 313 343

BALANCE SHEET


BALANCE SHEET (IN MILLION BDT) Year 2019 Year 2018 Year 2017 Year 2016 Year 2015
Total Investment Portfolio 14,989 17,942 16,960 13,803 11,939
Total Assets 21,730 24,073 23,944 20,675 19,375
Financial Liabilities 15,096 17,800 18,085 15,273 14,119
Total Liabilities 18,533 20,953 20,923 17,741 16,676
Shareholders' Equity 3,177 3,119 3,021 2,934 2,699
Shares Outstanding (in Million Nos) 187.11 187.11 178.20 169.72 154.29

FINANCIAL RATIOS


FINANCIAL RATIOS Year 2019 Year 2018 Year 2017 Year 2016 Year 2015
Debt-Equity Ratio (Times) 5.8 6.7 6.9 6.0 6.2
Return on Equity (Percentage) 7.77 9.01 8.6 11.1 13.4
Financial Expenses Coverage (Times) 1.25 1.30 1.35 1.43 1.50
Provision for Doubtful Assets to Total
Lease, Loan and Advances (Percentage)
3.0 2.7 2.5 3.0 3.9
Net Asset Value Per Share (BDT) 16.98 16.67 16.95 17.29 17.49
Earning Per Share (BDT) 1.31 1.48 1.44 1.84 2.22
Cash Dividend Per Share (Percentage) 10 10 10 10 5
Stock Dividend (Number) - - 20:1 20:1 10:1